What is Merchant Cash Advance?

A Merchant Cash Advance (MCA) is a type of business funding designed to provide quick access to capital for small businesses. Unlike traditional loans, an MCA offers flexibility and is tailored to businesses with fluctuating revenue.

Benefits of Merchant Cash Advance

  • Fast Funding

  • Funds Business Growth

  • Manages Seasonal Needs

  • Improves Flexibility

  • Saves Time

How MCA works through K2 Capital?

  • Apply Today

    To get started, simply submit some basic details about your business to check your eligibility. The process is quick and straightforward, allowing you to raise financing of up to 100% of your monthly card sales.

  • Get Approved

    Once you apply, a dedicated account manager will guide you. Based on your sales and cash flow, you'll get approved and receive funds in your bank, often within 24 hours.

  • Get Funded

    Repaying your Merchant Cash Advance is simple and flexible. Repayments are tied to a small percentage of your future card sales, allowing you to stay in control of your cash flow as your business grows.

Apply for an MCA

Fast Funding Made Simple with
K2 Capital Corporation

All you need are 4 essentials to apply.

  • Proof of your identity, such as a driver’s license or passport, to confirm you’re authorized to apply on behalf of your business.

  • Details of your business bank account to facilitate funding and repayments securely.

  • A snapshot of your business’s cash flow and financial stability to assess eligibility.

  • Records of your credit card sales to determine repayment terms based on your revenue.

 FAQs

  • Unlike traditional loans, MCAs don’t have fixed monthly payments or interest rates. Instead, repayment is based on a percentage of your daily or weekly revenue, making it more adaptable to your cash flow

  • Any business with consistent revenue, typically from credit card or online sales, may qualify. You don’t need perfect credit or collateral to apply.

  • Applying is simple! Fill out our online application form, provide some basic business documents, and we’ll review your eligibility.

  • Most applications are reviewed within 24–48 hours, and funding can be provided shortly after approval.